EASYeco

EASYeco

Take advantage of the highest MPCI coverage possible by supplementing the Enhanced Coverage Option (ECO) with our individual-based, yield or revenue, shallow-loss coverage EASYeco!

EASYeco features

EASYeco modifies the area-based shallow-loss coverage of ECO into an individual shallow-loss coverage to provide the highest personalized MPCI coverage available to policyholders!

  • Fast and easy to quote.
  • Coverage is available on corn and soybeans in select states and counties.
  • Individual-based coverage from 86% up to 90%, or 95%.
  • An ECO endorsement must be elected on the MPCI policy.
  • EASYeco interacts with the coverage selected and noted on the EASYeco application:
    • Selecting EASYeco-YP Plan Type on the EASYeco application means EASYeco covers yield losses.
    • Selecting EASYeco-RP Plan Type or EASYeco-RP-HPE on the EASYeco covers revenue losses.
  • Affordability can be managed through the indicated EASYeco Liability Adjustment Factor for reduced cost and coverage.
  • EASYeco is exclusive to NAU Country!

EASYeco indemnity considerations

  • The combined indemnity of ECO-RP and EASYeco cannot exceed the indicated ECO endorsement liability.
  • If the ECO-RP indemnity is 100% of the liability, there is no indemnity for EASYeco.
  • It is possible to receive an EASYeco indemnity and no ECO indemnity, or vice versa.
  • It is possible to get a partial EASYeco indemnity and a partial ECO indemnity, depending upon the Risk Management Agency's (RMA’s) determined prices, area yield, and individual-based yield.
  • Due to the interaction with ECO, any EASYeco indemnities owed will be paid when the final county yields are available, in the spring or summer of the following year. RMA determines the area yield after processing the crop year production reporting.
  • Applications must be made by the EASYeco Sales Closing Date (SCD) of March 15.
  • The Acreage Report must be signed by the Acreage Reporting Date (ARD) of the corresponding MPCI policy.
  • EASYeco coverage does not need to match the actual underlying ECO coverage level or protection factor. For the purposes of the offset, the ECO coverage level and protection factor will equal the EASYeco elected coverage level and liability adjustment factor. 

Quoting and processing steps

Enhance with EASYeco by utilizing NAU Country’s processing partner, eVantage! A passed EASYeco exam is required prior to quoting and applying for the product. Follow the easy step-by-step process below to get started.

  • Log into Agent eVantage at https://www.agentevantage.com.
  • Access the Certify menu option and select “NAU.” Then, choose “NAU Exams.”
  • Choose the “Start EASYeco Exam” button at the bottom of the Certification Testing window.
  • After successfully passing the exam, follow the steps below for quoting.
  • Navigate to the Estimators menu option and select “EASYeco” and then “NAU Real Time Estimator.”
  • Enter the MPCI Policy Basic Information.
  • Select the EASYeco Plan Type, EASYeco Coverage Level, and the Liability Adjustment Factor to scale down your coverage.
  • Review the estimate details.
  • Print your estimate.
  • Choose to buy the EASYeco policy.

Important dates

  • EASYeco Sales Closing: March 15.
  • Acreage Reporting: Follows the Acreage Reporting Date for the corresponding MPCI policy.
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