Area Risk Protection Insurance (ARPI)
ARPI plans are continuous policies that offer protection against county-wide losses. Individual losses are not covered. Indemnities are only paid if the county average revenue (or yield) falls below the trigger revenue (or yield).
Coverage levels range from 70-90%, in
5% increments. Price protection ranges from 80-120%. ARPI plans cover
the following crops: corn, cotton, forage*, grain sorghum,
popcorn, rice**, soybeans, and wheat.
*Forage and peanuts are only available with AYP.
**Rice is currently a pilot for all ARPI plans.
- Area Revenue Protection (ARP)
Protect yourself against county-wide revenue losses, yield losses, or both with ARP. ARP losses are based on the county revenue, as determined by RMA and the harvest price. ARP includes upside harvest price protection.
- Area Revenue Protection with Harvest Price Exclusion (ARP-HPE)
Protect yourself against county-wide revenue losses, yield losses, or both with ARP-HPE. ARP-HPE losses are based on the county revenue, as determined by RMA and the harvest price. ARP-HPE does not include upside harvest price protection. - Area Yield Protection (AYP)
Purchase AYP to protect yourself against a county-wide yield loss. AYP losses are based on a county trigger yield as determined by RMA. AYP is the only area plan that offers CAT coverage.
