Commission Factors

2017 FINAL A&O Factor

October 22, 2018

RMA has determined the final A&O factor for 2017 at 74.88%. NAU Country was estimating the 2017 A&O factor at 72.5%. We will input the final factor in our system today and adjust agent commissions accordingly.


2018 A&O Factor Update

December 20, 2018

As you are probably aware, RMA determines the final industry factor for the 2018 A&O in October 2019. We utilize this information to determine agent commissions. The factor changes monthly until that date. The December accounting report reflected industry uncapped A&O of $1,640,902,871 and the statutory cap of $1,283,432,191. The factor is developed from these numbers and is currently at 78.2150% ($1,283,432,191 / $1,640,902,871). The number is changing as more industry wide premiums are processed and/or adjusted for the 2018 year.

In 2018, we are currently paying commissions at 75%.

Thank you,
NAU Country