Commission Factors

2021 A&O Factor Update

September 20, 2022

As you are probably aware, RMA determines the final industry factor for the 2021 A&O in October 2022. We utilize this information to determine agent commissions. The factor changes monthly until that date. The September accounting report reflected industry uncapped A&O of $2,162,694,566 and the statutory cap of $1,283,432,191. The factor is developed from these numbers and is currently at 59.3441% ($1,283,432,191 / $2,162,694,566). The number is changing as more industry wide premiums are processed and/or adjusted for the 2021 year.

In 2021, we are currently paying commissions at 58.5%.

2022 A&O Factor Update

September 20, 2022

As you are probably aware, RMA determines the final industry factor for the 2022 A&O in October 2023. We utilize this information to determine agent commissions. The factor changes monthly until that date. The September accounting report reflected industry uncapped A&O of $2,785,702,708 and the statutory cap of $1,283,432,191. The factor is developed from these numbers and is currently at 46.0721% ($1,283,432,191 / $2,785,702,708). The number is changing as more industry wide premiums are processed and/or adjusted for the 2022 year.

In 2022, we are currently paying commissions at 45.0%.

Thank you,
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