NAU Country News

Changes Coming for 2026 Nursery Producers

The 2026 Crop Year brings changes for Nursery Value Select (NVS) and Nursery Field Grown and Container (NFG&C) producers. The Risk Management Agency (RMA) has announced these changes over the past year as a reminder to AIPs, Agents, and Producers.

Per the RMA's January 16, 2025, Product Management Bulletin PM-25-008, please be reminded that:

"Beginning with the 2026 crop year, Nursery Value Select will be the only nursery program offered. Nursery Field Grown & Container (FG&C) will no longer be available for purchase. Policyholders who have coverage under Nursery FG&C for the 2025 crop year must submit a new application and required NVS documentation for NVS coverage for the 2026 crop year."

Read below for more information, review the resources available, and contact your NAU Country Marketing Representative, Underwriter, or Agent if you have any questions.

Nursery Insurance Program Continues to Grow!

Changes are happening for Nursery growers! When the Risk Management Agency (RMA) announced in February 2024 that they were expanding their Nursery Value Select (NVS) program to all states beginning with the 2025 Crop Year (CY), the intent was to provide insurance options for a wide range of producers. Let’s clarify what this means for the established Nursery Field Grown and Container (FG&C) program and NVS moving forward. 

Beginning with the 2026 CY, the Risk Management Agency (RMA) will no longer offer insurance for nursery crops under the FG&C program. Insurance on nursery crops may now be purchased under the NVS program. The NVS policy addresses many concerns shared with RMA by nursery growers, agents, and Approved Insurance Providers (AIPs). The following benefits are part of the NVS policy:

  • The NVS policy is available in all states and counties
  • The application and annual renewal processes have been simplified
  • Sales Closing Dates are better suited to agronomic practices in use across the country and are better aligned with the Hurricane Insurance Protection-Wind Index Endorsement, otherwise known as HIP-WI
  • The producer has greater flexibility when determining which plant categories to insure
  • On non-CAT (Catastrophic) policies, unit structure may be established by plant category 
  • Loss adjustment procedures place greater emphasis on the producer’s actual sales receipts
  • Loss adjustment procedures encourage producer participation in determining plant recovery
  • A nursery must sell 40% of its plants on a wholesale basis

Sales catalogs and records are utilized to determine the value of the insured plants prior to damage occurring. Therefore, it is vital to have accurate and up-to-date sales catalogs and records available for the adjuster so that NAU Country can provide our producers with the excellent claim service they deserve. 

Policyholders who have coverage under Nursery FG&C for the 2025 crop year must submit a new application and required NVS documentation for NVS coverage for the 2026 crop year.

With the availability of NVS throughout the country and the program's simplicity, we are excited about the sales opportunities this product provides to our agency force!

Additional information can be found in the Nursery Value Select Fact Sheet on RMA’s website. 


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