2017 A&O Factor Update
December 19, 2017

As you are probably aware, RMA determines the final industry factor for the 2017 A&O in October 2018. We utilize this information to determine agent commissions. The factor changes monthly until that date. The December accounting report reflected industry uncapped A&O of $1,712,386,579 and the statutory cap of $1,283,432,191. The factor is developed from these numbers and is currently at 74.9499% ($1,283,432,191 / $1,712,386,579). The number is changing as more industry wide premiums are processed and/or adjusted for the 2017 year.

In 2017, we are currently paying commissions at 72.5%.

2016 Final A&O Factor
October 18, 2017

RMA has determined the final A&O factor for 2016 at 79.82%. NAU Country was estimating the 2016 A&O factor at 77.0%. We will input the final factor in our system today and adjust agent commissions accordingly.

Thank you,
NAU Country