Commission Factors

2024 A&O Factor Update

January 22, 2025

As you are probably aware, RMA determines the final industry factor for the 2024 A&O in October 2025. We utilize this information to determine agent commissions. The factor changes monthly until that date. The January accounting report reflected industry uncapped A&O of $2,284,850,421 and the statutory cap of $1,283,432,191. The factor is developed from these numbers and is currently at 56.17% ($1,283,432,191 / $2,284,850,421). The number is changing as more industry wide premiums are processed and/or adjusted for the 2024 year.

In 2024, we are currently paying commissions at 54.75%.

Thank you,
NAU Country

2025 A&O Factor Update

January 2, 2025

In 2025, we will begin paying commissions at 54.75%.

Thank you,
NAU Country